FCRA Advertising Disclaimer and Terms of Use

The following disclaimer and terms of use apply to all advertising postings FCRAonline.org website.   It is hereby also understood that any person submitting advertising to this website has been presented with this disclaimer and terms of use prior to doing so and, as such, is subject to its terms as indicated below. By visiting this website and/or using any of the products and/or services on this website, you agree to the following terms of use. If you do not agree with the following terms of use, please leave this website.


FCRA reserves the right to reject any advertising considered objectionable as to wording or appearance, including, but not limited to, advertising which:

  • Contains vulgar, profane, abusive, racist or hateful language or expressions, epithets or slurs, text, photographs or illustrations in poor taste, inflammatory attacks of a personal, racial or religious nature.
  • Is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims, violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual or community.
  • Discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to such matters in any manner prohibited by law.
  • Contains links to websites which include the types of prohibited information listed here.
  • Uploads or transmits viruses or other harmful, disruptive or destructive files.
  • Disrupts, interferes with, or otherwise harms or violates the security of fcraonline.org, or any services, system resources, accounts, passwords, servers or networks connected to or accessible through fcraonline.org or affiliated or linked sites.
  • Contains wording denied for any reason by the FCRA Headquarters staff or editorial staff.

In publishing advertising on its website, FCRA expressly disclaims all warranties of any kind, whether implied warranties of merchantability, fitness for a particular purpose, and non-infringement.  FCRA does not make any warranty as to the results that may be obtained from posting advertising on this website.  No party shall be liable to any other party or any third party for third-party claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages.

FCRA reserves the right to deny or remove any advertisement for any reason.  FCRA Headquarters staff/editorial staff will use its unlimited discretion to make decisions as to whether or not content shall be posted or removed.


Because purchased services and subscriptions for the use of fcraonline.org are rendered and you have the use and receive the benefits of said services instantly, all payments are final and refunds cannot be granted.


The information found within the fcraonline.org site is for informational purposes only and NOT intended as medical, legal, or professional advice. You must evaluate, and bear the risk associated with the accuracy, completeness or usefulness of any content. Fcraonline.org shall not be responsible for any content. Fcraonline.org shall have the right to remove content which is deemed in FCRA’s sole discretion to be harmful, offensive, or otherwise in violation of this Disclaimer and Terms of Use or any rules FCRA or fcraonline.org has in place at the time.


You agree that you will not upload or transmit anything that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party. By submitting content to fcraonline.org you automatically grant or warrant that you are the owner of such content or that the owner of the content has expressly granted fcraonline.org the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, adapt, publish, distribute, and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed.